Health, Dental, Life
CSCI is interested in the health and well-being of both you and your family and provides a comprehensive health, dental and life insurance program. We provide group insurance underwritten by a national insurance carrier. CSCI and its insurance carrier review the benefit plan annually. The plan is subject to change.
CSCI pays 100% of the premiums for your life insurance, dental and disability coverage. If you elect medical and prescription drug coverage, we will pay 80% of the premiums; you pay the other 20% through payroll deduction. If you elect to have dependent coverage, CSCI pays 75% of the Dependent Medical and Dental premiums and 100% of the family life insurance premium; you pay 25% of the dependent medical and dental premiums for your eligible dependents through payroll deduction.
The following benefits are provided, as defined and limited in the literature provided by the insurance company: